June is upon us, and in Florida, that means the official start of hurricane season.

Now, if you’re from Florida, chances are you are familiar with storm season. It’s the time of the year when the most hurricanes happen.

During the warmer months of the year, the ocean warms enough to the point where the warm air rises. This draws in more humid air from the surrounding areas until the spin of the Earth creates a spinning storm. This counter-clockwise spinning storm is known as a hurricane, which can be hurled across the ocean well into the continental US.

Florida is the state most impacted by hurricanes. Many precautions should be taken during this time, and in case you are impacted by a hurricane, it’s a good idea to have a game plan on what to do.

Luckily, hurricanes are our specialty. Here’s everything you need to know about the hurricane predictions for 2022.

What is Florida’s history with hurricane season?

The Atlantic hurricane season runs from June 1 to November 30, but Florida can start experiencing hurricanes as early as mid-May.

Florida has quite the history with hurricanes too. Since 1851, 301 hurricanes have made landfall in the continental United States. Of these 301 hurricanes, 120 have hit Florida. This is nearly double the number of hurricanes that have hit Texas, the second most hurricane-prone state in the US.

When you compare the coastline that Florida has to any other state, it really shouldn’t be surprising that most hurricanes have hit Florida. Between the Gulf and Atlantic coastlines, it has 1,350 miles of coastline. This is significant, compared to the 367 miles of coastline Texas has with the Gulf of Mexico.

Still, not every place in Florida is equally susceptible to hurricanes. The southwestern tip of Florida (Monroe County) has experience the most hurricanes in the state. The Miami-Dade and Broward Counties follow closely behind with the number of hurricanes to have touched down in that region.

In contrast, the midwestern coast of Florida has experienced the least amount of hurricanes, but every part of Florida has experienced a hurricane touchdown at some point in history. There isn’t an area in Florida that is completely hurricane free, or guaranteed to never get hit by a major hurricane again.

All this in mind, let’s take a look at what the upcoming hurricane season will look like to see what Floridians can expect.

Related: Everything You Should Know About Hurricane Damage Claims

Riverview Hurricane Damage

What will the 2022 hurricane season look like?

With an active hurricane season in 2021, and warmer than average temperatures this year, the National Oceanic and Atmospheric Administration (NOAA) is predicting another “above average” hurricane season for 2022. This will be the seventh consecutive year in a row that hurricanes have been above average.

There is a 65% chance of the season being an “above average” one, with only a 10% chance that hurricane activity will end up being “below average.”

NOAA is predicting 14 to 21 named storms this year, with at least six major hurricanes. These “major hurricanes” will be Category 3, 4, or 5 and have sustained winds of 111 mph or higher. These major hurricanes could cause severe damage to the areas they make contact with.

Why is hurricane season going to be more intense than average this year? There are a few factors.

One could be warmer than average sea surface temperatures in the Atlantic Ocean and the Caribbean Sea. The warmer the surface temperatures, the more drastic a storm could be. 

Another factor contributing to this storm season is El Niño, this is the warm phase of the El Niño–Southern Oscillation (ENSO). ENSO is the climate phenomenon that encompasses the warming and cooling of the earth’s oceans. El Niño is the warming part of the ENSO cycle.

Other factors contributing to this year’s above average storm season are ​​sea level pressures and vertical wind shear levels (change in speed and direction of winds with height in the atmosphere).

So now that we know to expect slightly more severe hurricanes than average this year, what can you do about it?

Florida Hurrican Evacuation

What can you do to prepare for hurricane season?

Lifelong Floridians should be well versed in how to prepare for hurricane season, but it doesn’t hurt to brush up on your preparation plans. Research some pointers in case you’re new to Florida or are just learning.

Don’t get caught off guard when the worst happens, here’s what you should do to be prepared:

  • Have an evacuation plan: Make sure you have an emergency to-go bag, medical supplies, extra cash, and non-perishable food ready to go in case of an emergency. Understand the best routes to leave your home by. Hopefully you won’t have to use them, but it’s a good idea to know them nonetheless.
  • Know how to secure your home: Have a plan and supplies ready to safeguard your windows, doors, roof, and walls if you are able to. 
  • Have supplies ready in case of a power outage: At the best, a hurricane could lead to a couple hours of power outages. At the worst, it could be days. Have gas, cash, water, food, and medical supplies ready in case of a power outage.
  • Secure important documents: Keep important documents in a water safe place, or sealed in a waterproof safe, so they don’t get destroyed.
  • Have emergency contacts ready: Create a game plan with emergency contacts out of state, including contact info for work, school, doctors, or places to stay.

All in all, just a bit of preparation could really save you if you’re in a tight spot. Like we said, there is no part of Florida that is exempt from hurricanes, so it’s better to spend an hour or two preparing for the worst than scrambling at the last minute.

Related: What Florida Residents Should Know About The Insurance Appraisal Process

Florida Map

What happens if you sustain property damage this hurricane season?

Although Florida gets hit with the most hurricanes, it also has the most resources to help you deal with the effects if you are in such a position.

If you find yourself in a scenario where you’ve sustained property damage due to a hurricane, the most important thing to remember is to file an insurance claim right away. In the event of a natural disaster, it’s likely that many people will be filing a claim, so don’t get bumped to the bottom of the list by waiting.

If you find that your insurance company isn’t helping you out as much as you need, or your settlement amount doesn’t cover your losses, you can always use a public adjuster to negotiate your case.

If you have any questions or want professional advice, make sure you reach out to us at dependableresolutions@gmail.com

Be sure you like us on Facebook too to stay informed about all things insurance and public adjusting.